tijara is the Digital Banking arm of Bahrain Development Bank. This state-of-the-art e-Banking platform offers efficient, smart and convenient banking solutions to facilitate business transactions and enable easy access to express digital loans.
tijara was designed to empower the SME and start-up segments in the Kingdom of Bahrain through a simplified digital banking offering, swift and hassle-free processes, and faster access to financing to fuel their growth.
The launch of tijara supports the country’s digital transformation ambitions and commitment to enhancing the entrepreneurial ecosystem and fueling economic growth in the SME sector through flexible, innovative and accessible financial services and financing solutions.
tijara was developed based on three guiding principles, to deliver a quick and seamless banking experience SMEs can depend on to help them achieve their business ambitions.
tijara offers a suite of benefits to customers looking for simplified and convenient banking solutions
(Mandatory): The Poster is the user who will initiate transactions on behalf of the company. The Poster will also have access to view all accounts, balances and statements.
(Mandatory): The Approver is the user who will approve transactions on behalf of the company based on the limits set for them.
Note: If a minimum limit is set for the Approver, any transaction below that limit conducted by the Poster, will not require an Approver.
(Optional): The Inquirer is the user who will be able to view the company accounts, balances and statements. This user will not be able to initiate any transactions on behalf of the company.
(Optional): The Checker is the user who will be able to review transactions of the company initiated by the Poster. They will be able to either reject the transactions or submit them for final approval to the Approver.