We know you’ll have questions so here’s a few answers
we’ve prepared for you already

We know you’ll have questions so here’s a few answers we’ve prepared for you already

What is tijara?

tijara is a digital financial platform that empowers SMEs and startups of all sizes through innovative and simple financial solutions. tijara is brought to you by Bahrain Development Bank (BDB), which is licensed by the CBB as a Conventional Retail Bank.

Why should I use tijara?

Through its seamless digital platform, tijara enables your business to get the financial services it needs easily and efficiently.

What type of financing does tijara provide?

tijara provides financing solutions for SMEs and startups that are easily available through a digital platform and fast to obtain.

How does tijara help startups and SMEs?

tijara’s financial solutions are designed specifically with startups and SMEs needs in mind, providing simple, reliable, and affordable products that will kickstart and support their growth.

How can I access tijara?

Currently, tijara is only available to a selected list of BDB clients to make sure that we are providing the best experience to our customers. However, you can register your interest in tijara to get the latest news and be at the top of our invitees list once we extend more invites.

How can I speak with someone at tijara?

If you have any questions, our support team will be happy to help. You can email them at support@tijara.bh or call us directly on 1751 1111.

If I’m a BDB customer, how do I register with tijara?

As a BDB customer, you will be prioritized to get an invite to tijara. All you have to do is register to get the latest news and updates, and we will extend an invite to you via email at the earliest, so keep an eye out on your notifications!

If I’m not a BDB customer, can I register to tijara?

For non-BDB customers, please sign up to get our latest news here and once we are open to new clients you will be the first to know.

Express Loan

Digital Banking

tijara Call Account

What is tijara?

Why should I use tijara?

Through its seamless digital platform, tijara enables your business to get the financial services it needs easily and efficiently.

What type of financing does tijara provide?

Currently Tijara offers the Express Loan: Fast, convenient and accessible financing for up to BD 15,000 to meet your business needs. The BDB continues to support you with a wide range of financial products through our branches for more details on BDB products please visit www.bdb-bh.com or call 1751 1111

How does tijara help startups and SMEs?

tijara’s financial solutions are designed specifically with startups and SMEs needs in mind, providing simple, reliable, and affordable products that will kickstart and support their growth.

How can I speak with someone at tijara?

If you have any questions, our support team will be happy to help. You can email them at tijarasupport@bdb-bh.com or call us directly on 1751 1111.

If I’m a BDB customer, how do I register with tijara?

If I’m not a BDB customer, can I register to tijara?

For non-BDB customers, please sign up to get our latest news here and once we are open to new clients you will be the first to know.

Who can register for Tijara Digital Banking?

Any BDB customer who has a current account with the bank can register for Tijara Digital Banking.

How to Register for Tijara Digital Banking?

Click here

What can I do with Tijara Digital banking?

Below are some of the main services you can do with tijara digital banking:
• View Account Balance
• View details of accounts
• View transaction details
• Download statements
• Transfer funds to own accounts and within BDB account
• Transfer funds to other Bank accounts – Fawri/Fawri+
• Transfer funds to international bank accounts - SWIFT
• Add and modify beneficiaries
• Fawateer inquiries and payments (Bill payments)
• Choose your language preference (English/Arabic)
• Generate account reports
• Service requests

Are there any fees or charge associated with this service?

This service is currently offered to you free of charge.

What are the different roles available in Tijara Digital Banking?

For a single user access there is only one role where you can do everything as you would in your retail banking applications.
‍
For Multiuser access we offer the following roles:
‍
Poster (Mandatory): The poster is the user who will initiate transactions on behalf of the company. The poster will also have access to view all accounts, balances and statements. Note: If you set a minimum limit for the approver the poster’s transactions below that limit will not require an approver.

Approver (Mandatory): The approver is the user who will approve transactions on behalf of the company based on the limits authority set for them.

Inquirer (Optional): The inquirer is the user who will be able to view the accounts, balances and statements of the company. This user will not be able to initiate any transactions on behalf of the company.

Checker (Optional): The checker is the user who will be able to review transactions of the company initiated by the Poster. They will be able to either reject the transactions or submit them to the Approver. (Essentially this is the same as the approver role but with the authority limits setup in such a way that it will need to be approved by another user; in this context it is important to note that if you setup a minimum limit for an approver above that of the checker the checker will be authorized to approve all amounts below that limit)

What is the difference between Corporate Administration and Bank Administration?

In the registration form, you can assign an administrator. The administrator is the user responsible for creating users, limits, restrictions, and amending them in the future. For Bank administration, the client will delegate the administration responsibility to the bank with charges as shown in the Bank’s published Fees and Charges.

How safe are my transactions on Tijara Digital Banking?

Tijara Digital Banking service is highly secure. BDB have built layers of security to safeguard your digital banking transactions including two factor authentication, password encryption etc..

What is two factor authentication?

Two factor authentication is an additional layer of security that aims to reduce risk of fraud or misuse of the Digital Banking by unauthorized persons. It does this by checking something you know, for example your password and something you possess i.e. your mobile phone by sending an OTP to you.

How can I sign in if I have forgotten my username?

In case you have forgotten your Login username, you can receive it on your registered email ID using the Forgot Username option available on the Login page.

How can I sign in if I have forgotten my Password?

In case you have forgotten your Login Password, you can receive it on your registered email ID using the Forgot Password option available on the Login page.

How can I unlock my account if it was locked due to multiple failed Sign in attempts?

You can be locked out on the Tijara Digital Banking due to exceeding the accepted number of invalid attempts for login. To unlock your account, contact BDB call center on 17511111 for assistance or wait for 30 minutes and your account will be unlocked for you to login again using your existing Login Username and Password.

How can I change the mobile number receiving the OTP?

In case you need to change your mobile number, you will need to submit a request letter at your nearest branch.

What should I do if I was suspicious of unauthorized access to my digital banking account?

You should immediately change the password of your account and contact BDB call center on 17511111 to report the issue.

How do I add a Beneficiary for fund transfers & remittances?

You can add a beneficiary from the Add Beneficiary menu in the Payments & Transfers Module.
To register a beneficiary:
1. Log on to the Tijara Digital Banking using your Username and Password.
2. Select the Payments and Transfer > Beneficiary Management > Add Beneficiary.
3. Provide the required details of the Beneficiary and submit.
4. If you are a Corporate Customer with Multiple User for approval, let the Approver login and approve the beneficiary added from the Authorisation queue Module > Non-Financial menu.
5. Beneficiary will be added successfully.

Can I open an account through the mobile application

No,you must register for an account online at

this link

What is the account’s interest rate?

The rate of interest is determined by whether the BDB account is used as the main operation account for a business which may be amended from time to time in the Bank's sole discretion. For those who make the BDB account their primary bank account, interest rates are highly competitive.

Is the account compatible with the benefit pay system?

Yes, BDB accounts can be used in conjunction with benefit’s suite of payment systems (Fawri etc).

I want a BDB account but am unclear about how to open one.

Our Online Account Opening process is swift and hassle free, however if you have any questions or are unclear about how to proceed, please visit our contact us web form through which we will be able to address your concerns.

What supporting documentation do I need to provide when opening a tijara current account?

To open a tijara current account you will need to provide a valid shareholder ID(CPR) and a valid commercial registration number to support the account opening process.

I am not a current BDB client, can I open a tijara account online?

Tijara’s online account opening is available for BDB’s existing and non-existing clients of which both will undergo the standard application process.

What is the minimum balance I should maintain in the tijara account to earn the profit?

Tijara account minimum balance requirement is BHD 50

Can’t seem to find what you’re looking for? Contact us.

Get easy access to finance through

Tijara’s Express loan

Already an existing client?

Smart Banking,
Simplified.

tijara, empowering the future with banking.

tijara, empowering the future with banking.

We don’t like waiting either!

Solutions to support your business

Express

DIgital Banking

tijara Call Account

We're just getting started

But don't just take our word for it...

“Ideas always are in the air. You have to grab them. tijara can help immediately while it's hot and you can apply, and get your idea going.”

Lumen Arts Lighting
Mohammed and Bushra Fakhrawi

“In the past, when I need something from a bank it took days, but now it will take minutes.”

Black Cobra Customs
Abdulla Al Sabahi

“Companies are really fortunate when they have a digital platform like tijara today. It’s going to really help them get funding in a faster and easier way.”

Invo Pos Technologies
Ali Darwish

“tijara would definitely have been useful when a company such as myself would wanna apply for a loan because this would allow us to not waste time.”

AGORA
Abdulla Al Noaimi

We know you’ll have questions so here’s a few answers
we’ve prepared for you already

We know you’ll have questions so here’s a few answers we’ve prepared for you already

Can't seem to find what you're looking for?

Need help?
Contact Us now

Be the first to know what's new at tijara

Download the tijara App

tijara, empowering the future with banking.

tijara, empowering the future with banking.

We don’t like waiting either!

Solutions to support your business

Express

DIgital Banking

tijara Call Account

We're just getting started

But don't just take our word for it...

“Ideas always are in the air. You have to grab them. tijara can help immediately while it's hot and you can apply, and get your idea going.”

Lumen Arts LightingMohammed and Bushra Fakhrawi

“In the past, when I need something from a bank it took days, but now it will take minutes.”

Black Cobra CustomsAbdulla Al Sabahi

“Companies are really fortunate when they have a digital platform like tijara today. It’s going to really help them get funding in a faster and easier way.”

Invo Pos TechnologiesAli Darwish

“tijara would definitely have been useful when a company such as myself would wanna apply for a loan because this would allow us to not waste time.”

AGORAAbdulla Al Noaimi

We know you’ll have questions so here’s a few answerswe’ve prepared for you already

We know you’ll have questions so here’s a few answers we’ve prepared for you already

Can't seem to find what you're looking for?

Need help?Contact Us now

Be the first to know what's new at tijara

Download the tijara App

Lumen Arts Lighting
Mohammed and Bushra Fakhrawi

Black Cobra Customs
Abdulla Al Sabahi

Invo Pos Technologies
Ali Darwish

AGORA
Abdulla Al Noaimi

We know you’ll have questions so here’s a few answers
we’ve prepared for you already

Need help?
Contact Us now